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My answer "What would actually make you spend crypto instead of just holding it?" For me, the biggest thing would be easy payments and low fees. I would love to use crypto for groceries, subscriptions, and travel without worrying about complicated conversions or waiting for confirmations. The main issue is that not every shop accepts crypto, and sometimes the extra steps make using a card much easier. If crypto payments become as simple, fast, and reliable as tapping a card, Iโd definitely use them more often. Convenience has to come first.