$NEAR
StableSnapshot Window: 2026-09-09 23:00 UTC · ← Back to Crypto Overview
Social Momentum Summary
Total Engagement - Comments: 4, Retweets: 2, Likes: 6, Impressions: 427
Verbatim Community Citations & Social Evidence 2 source posts analyzed
The problem with on-chain is that you can’t fake conviction. Your favorite KOLs are writing literal essays and theses on why Shitcoin A will be a generational play only to sell it hours later. You can only exp this a few times before the magic disappears and you become a jeet.
A neobank that owns the float (Ethena / USDe) can charge less than a neobank that doesn't own the float. This is a classic strategy we see in across all types of financial businesses. You can only win this game with float and massive economies of scale.
AI visual note: A comparative table titled "The Evolving Neobank Landscape" by Blockworks Research analyzes four neobank models—Banking-First (Nubank, WeChat, Chime), Superapp (Mercado, Grab, WeChat, Kakao), Trading-First (Robinhood, Coinbase, Binance, Polyx), and Stablecoin-First (Tether, Circle, Stripe, Phantom, Ethena)—across categories including deposits, savings, loans, payments, and regulatory status. The chart highlights how Ethena's stablecoin-first model, leveraging USDe, monetizes deposits via crypto trading (including delta-neutral strategies like Basis Trades), supporting the post's claim that owning the "float" is key to competitive neobank economics.