$USDC
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Multisig wallet + passphrases, yay or nay? I am trying to get my head around multisig today (long overdue) and my understanding is that if you are using multi-sig with "2 of 3" or "3 of 5", every time you need to have the multiple devices on hand PLUS their respective passphrases correctly entered to unlock your multiple devices. My question is, is it overkill? unnecessary complexity? I've been single sig + pin for years and it "just works". Maxis on twitter are all screaming "multisig" but no one is really saying how to roll it cleanly without screwing yourself out of life savings. Electrum or sparrow on desktop? And all devices have to be 24 word? (or 25 with passphrase)?