$GT
Cooling DownSnapshot Window: 2026-07-09 11:50 UTC · ← Back to Crypto Overview
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She works in crypto. 3 years in the space. Was about to call someone to sell her USDT to pay me ₦85k. I showed her @paj_cash . She paid, found the referrals feature, then asked if her fintech startup could integrate the API. [Spoken audio]: She came in for a full glam, then she mentioned pretty quickly that she's been in crypto for 3 years, trading, DeFi and even manages Web3 projects. So I finished the glam and it came out beautiful by the way. It came out well done, now it will be 85,000 nairama. Okay let me just call someone to sell my USDT first, then I'll send it to you. She wants to call somebody to sell her USDT manually so she can pay me in 2026. How is she in this space on Solana for 3 years? And she doesn't know Paj. Before you call anyone, let me show you something. First, I thought how what Paj actually is. Paj is a protocol built on the Solana blockchain that lets you convert your token directly to Naira by representing your Nigerian account on chain. For the first time I showed how it was hard to get started. To get started, go to Paj.cash and you hit sign up. Put in your email, choose a password and you're done. dan Parch send a four-digit code to your email, you verify, then add your BVN to link your bank account. I won't be specific here because what I was showing her wasn't the old Parch. It was Parch version 2, completely built to the new interface, new architecture, new features. The version 2 update changed one thing fundamentally. Before now, you were locked in and version 2 broke that open. Your bank account now lives on chain with its own wallet address, Which means any wallet on Solana can send to it phantom, backpack, Jupiter or whatever Solana wallet you're already using. It receives, it converts, it settles. Once you're in, your dashboard has three things that matter. Top up, send cash and buy crypto. Top up is how you fund. So you add your bank account, every single account you add gets its own wallet address. That's your page address for that account. So any one on Solana using any wallet can send crypto to that address and guess what, it converts and lands in that account, your Naira account. And this is where it gets well. Any token on Solana, not just USDC, badge converts it. Wait, I can send from Bunk, like Bunk goes to someone's back account as Naira. The amazing part is the person receiving doesn't even need to know you paid in Bunk. All they know is it gets Naira. So I told her, think about who actually needs this. Remotes workers getting paid in U.S.D.C. for clients abroad, they are holding crypto and they want to pay rent in Naira. Before pledge, they are calling me a contact negotiating rate and waiting for settlement. Now, with pledge, they just send to their own pledge address and Naira in their account. For vendors and physical stores, if the business has a pledge address or QR code, customers would scan, send and vendor gets Naira. Also, someone with diaspora, UK, Canada, wherever holding U.S.D.C. from their remote job, They want to send money home to family in Enugu or Lagos. No Western Union. All they do is send their mom's part address. Naira lands in their GT bank account or any local bank account. That right there is a remittance product that costs almost nothing. Now, on part version 2, you can buy crypto and it works the order direction. You impute the amount of Naira you want to spend, choose the crypto you want to get, add your wallet address and part generates an account number for you. to transfiw the exaqt Nyera amount so dat account and your crypto lands in your wallet. Treat from Nyera to Solana development inside the app. But wait! Is this self-custodied like who controls the wallet? She asks the right questions. Now, this is what I love about Pat. Your private keys are all yours.ual forage doesn't hold them. The wallet address is assigned to your bank account on chain. I kept going because she was asking questions and honestly, I was enjoying the debrief at this point. What was this default chain setting? So part lets you search your default chain If you're always working in store or you always hold USDT or USDC Because search your preferred network so the app defaults to it every single time Wait, referrals, you earn points? Yeah, part has a referral system You request someone and you earn part points Okay, enough showing Pay me right now through part It's in That was actually two seconds One that one second actually But let me explain why For most blockchains When you send crypto, you're waiting 30 seconds, a minute, sometimes longer. You're literally starting to make you, why the netto confirms your transaction one by one. Solana doesn't have that key. This is why PAD built on Solana specifically. A consult for your fintech startup. Can they actually integrate this into an app? Yeah. PAD has an API. Developers-bought-art-developers.pads.cash. She left with her glam done, her 85,000 cents. ష్నంనసికోసిసాసికిన్నోత్లినిచియరూద్వ్న్మ్వల్న్తిస్ర్గార్లోర్టాతాచిస్ం. సమ్య్య్యింవిస్ట్య్తిస్టం రానింానికెనిచంవ్ సివనింవినింవింశట్నింటిస్ంవితికనెట్టాధ్యింట్రాచ్కులం. oww
